How SIP Returns Are Estimated: Compound Growth & Rupee Cost Averaging

Last updated: 2026-09-11 • Editorial Staff

Systematic Investment Plans (SIP) allow investors to build long-term wealth through disciplined monthly contributions to mutual funds.

SIP Formula Mechanics

FV = P × [((1 + i)^n - 1) / i] × (1 + i)

Where P = Monthly investment, i = Monthly interest rate, n = Total months.

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